The question of whether the euro zone’s debt should be mutualized is ironic how those oppose to this topic demand at least some kind of union other than a political one. In this article the opposing arguer insists the creation of union among the banks, not the governments. The biggest problem with any unions is that there is abuse, and in the case of the euro zone there are problems regarding different liability, interest rates, economic policies, and lack of central power that has enough authority to speak up to respective nations. The biggest problems with the convergence of the euro zone’s debt is that nations with stronger economic status has an extra burden to both replenish financially fragile nations and maintain the general credibility and stability of the euro currency. That is why even the debater who proposed this motion contends that there are several criteria that should be satisfied when creating such political unions that would distribute the burden. On the other hand, those opposed argue that banks should receive financial support and help out weaker banks within their own union. They argue that this brings greater effect since not only the nations can freely join or drop out of the union but also sick of bailing out economies out of the boundary.